Ira Income Limits 2025 For Backdoor 2025. See our picks for the best roth ira. In 2025, you cannot contribute directly to a roth ira if you’re single with a modified adjusted gross income (magi) over $161,000 or married with a joint magi over.
The contribution limit for individual retirement accounts (iras) for the 2025 tax year is $7,000. In 2025, the contribution limits rise to $7,000, or $8,000 for those 50 and.